Pensando en mi retiro

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 "Pensando en mi Retiro" is an initiative focused on moving Hispanic immigrants to take personal responsibility about retirement.

Among one of the cultural characteristics of Hispanics regarding retirement is the emphasis on the society and family as supporters of old age. The American society in contrast emphasizes individual responsibility over retirement. Many of the children of Hispanic immigrants are being educated under both cultural systems, and therefore conflict raises between the expectation of the elders and the next generation.


The first step in creating personal accountability about retirement is building correct expectations about the current level of savings and sources of retirement income. Social Security, private savings and private pensions are the commonly regarded pillars of retirement for many workers. Unfortunately the majority of Hispanics work for small employers, where private pensions are uncommon.

To learn more about this initiative please visit