2013 Summary Findings

Retirement Attitudes, Expectations and Realities of Mexican Immigrants to the United States:

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Hispanic Wealth conducted its first Survey on Retirement Attitudes, Expectations and Realities of Mexican Immigrants to the United States, to better understand the conditions and complexities in planning for retirement faced by each one of the close to 12 million Mexican immigrants that make up this group.

We collected 4,169 responses It is the goal of Hispanic Wealth to spark a debate regarding the challenges which Mexican Americans and other minorities face in achieving retirement security in the U.S..

This debate should consider initiatives on how to beat the odds of retiring with dignity, and how to change the odds altogether. An example of the implied intergenerational retirement contract is presented.

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Sample of Survey Results

September 2013

Question

Yes

No

1. It is better for children to live with their parents until they marry

75%

24%

4. I expect my children’s financial  support during  my  old age

59%

37%

11. I’m saving for retirement

49%

43%

% of those who consider better for children to live with parents, and expect children’s support in old age

65%

% of those who consider better for children to live with parents, who expect children’s support in old age and are saving

29%

12. I give money to support my parents or in-laws in their old age

57%

37%

% Supporting parents or in-laws with either money or housing, that are saving

56%